Personal Loan

Intoduction -

Dreaming of a vacation, a perfect wedding, home renovation, or a much-desired gadget, you no longer need to wait to realize your dreams. Make life picture perfect with Recapita Finance Personal Loans. End-use of the Recapita Personal Loan can be House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Any other personal emergency. To support you, Recapita is providing “Unsecured Personnel Loan” to Corporate Salaried and Self-employed Individuals. Get the spending power you need with Personal Loan from Recapita. Now plan your finances confidently knowing your monthly payments will always remain the same. With Personal Loans from Recapita, you can get to know your loan amount instantly and get disbursal in your account in as soon as 2 business days. For

Salaried employees - Features

• Loan up to Rs. 25 lakhs.
• Flexible tenor 12 to 36 months.
• Attractive rate of interest.
• Simplified documentation.
• Speedy approvals.
• Stay protected by paying a nominal premium (* insurance is a subject matter of solicitation', which essentially means that insurance has to be requested or asked for, not sold).
• No guarantee/ security or collateral required.

Document & KYC

• Proof of Identity (anyone)
• Passport, Driving License, Voters ID, Pan Card, Aadhar Card.
• Proof of Address (anyone)
• Lease and License Agreement, Utility Bill (not more than 3 months old), Aadhar Card, Passport, 6 months Bank statements - Bank Passbook, Property registration documents, Property tax receipt.

Income Proof

• Latest 3 Month Salary Slips.
• Latest Form 16.
• Latest 6 Month Bank Account Statements.
• Loan Account Statement (If Any).

Car Loan

Buying a new car in Jaipur has never been easier. Personal Loan Jaipur provides easy and quick car loan services to its customers. We have collaborated with various banks in Jaipur to provide best deals to our customers to get car loan.

Our team of experts is well versed with the features and benefits of car loan provided banks in Jaipur. They not only inform the customers about the deals but also guide them to choose the best deals according to their requirements.

We provide a summary of the interest rates and other charges on new car loan provided by various banks so the loan seekers can compare the ongoing rates and take the decision. We at Personal Loan Jaipur provide start to end car loan services to our customers in Jaipur. We handle all the documentation work thus making life very simple for our valuable customers.

Features and benefits of new car loan

Any entrepreneur with a legitimate business with reasonable earnings can apply for a business loan. The banks mainly decide on the amount to be given on the basis of following criteria:

• Lower rate of interest on car loan
• Longer tenure of repayment around 7 years
• Low processing fee
• Generally banks finance 85% of the ex showroom price of the car
• The loan process is quick for car loan
• Eligibility to get Car Loan in Jaipur
• The banks decide the eligibility for car loan on the basis of following criteria
• Age of the loan seeker
• Income of the loan seeker
• No. of years in the employment or occupation
• CIBIL score and good repayment history

Credit Card Loan

A credit card is a payment card which is issued to the user as the system of payments. In this the cardholder is allowed to pay for the goods and services on the basis of promise made by him to pay for them. You can consider it as plastic money. Credit card is the ideal and the quickest mode of taking short term personal loans. The best thing about credit cards is that they are widely acceptable. You can also do internet shopping by using your credit card.

Why we need credit cards?

There are numerous reasons available which can explain why it is essential to have a credit card. Some of them are mention below:

Cash back : it means if you are signing up with the right credit card then you will earn a certain percentage of cash back on every purchase made by you using the credit card.

Safe mode: credit card is the safest mode of making payments. It avoids the losses fraud. They are quite portable. Carrying cash is full of risk but with credit cards the things will get more convenient and safer.

Insurance : generally, all the credit cards came up with a plethora of customer protection therefore it offers you insurance.

Universal acceptance : in certain cases credit cards are more beneficial than the debit cards. Like if you have to pay tariff of a hotel room in that case, it’s better to make payments with credit cards. Even if you are travelling to some other country, you can use your credit card for doing shopping and availing services.

Advantages of using credit cards

There are a number of advantages associated with the credits cards. Some of them are mentioned below:

• You can use them anywhere any time. Credit cards are widely acceptable even overseas.
• It helps a lot in building your influential credit history.
• Credit cards offer you the chance to keep the record of your expenses and analyse your financial activity throughout the month.
• Cash back, rewards pints etc offers you the chance to make saving from the discount offered to you.
• It’s a best medium to purchase things and pay off through monthly instalments.
• Making your payments using credit cards is advantageous as you can present the proof in case of billing errors and defective merchandise.

Loan Against Property

Take your business to the next level, Apply for Mortgage Loan with Low-Interest rates & Flexible Repayment options. With Recapita Finance Mortgage Loans you can unlock the property value you own to avail finances when you need it. Businesses or Individuals can ensure the availability of required funds by leveraging the property value through Recapita’s Mortgage loan offerings.

Advantage -

• Smart floating and fixed interest rates options.
• Advanced Loan Eligibility.
• Longer tenure with lower EMI.
• Loan sanction likely before selecting the property.
• Easy Hassle-Free documentation

Features - Fulfill your Business / Personal needs. Competitive rate of Interest. Easy Repayment.Stay Protected with Loan Insurance (*insurance is a subject matter of solicitation', which essentially means that insurance has to be requested or asked for, not sold).